●Lagos, Nigeria · Software & Fintech

Software
That Works
as Hard
as You Do.

Zerne Technologies builds SaaS products, fintech platforms, and bespoke digital infrastructure for businesses across Nigeria and Africa. We ship products people actually use.

See Our Products →Work With Us

SaaS products · Fintech builds · Custom development

Zerne Technologies

Live

↑ 12%

94%

Open Rate

↑ Active

4.2k

Contacts

↑ 8%

31%

Conversion

Campaign Activity — 7 days

Welcome Sequence

AI-generated · 3 steps

Running

Budget Approval

Phylar · Pending CFO

Routing

Transfer API

Fintech · 1.2k req/hr

Healthy

What We've Built

Products & Platforms

From licensed SaaS tools to fintech infrastructure we've shipped from scratch — here's what Zerne Technologies builds and sells.

Drissle

AI-native customer marketing automation

Drissle is a complete marketing automation platform built AI-native from the ground up. Businesses use it to acquire, engage, and retain customers through intelligent campaigns, automated sequences, and real-time audience segmentation — all without a marketing ops team.

AI Content GenerationEmail & SMS AutomationAudience SegmentationCampaign AnalyticsCustomer Journeys
Visit drissle.co →SaaS · Licensed

Phylar

Workflow & approval automation for businesses

Phylar digitises and automates the internal processes that slow businesses down — purchase approvals, document sign-off, HR workflows, expense requests and more. Build custom approval chains, set conditional routing rules, and get full audit trails without writing a line of code.

Custom Approval ChainsConditional RoutingAudit TrailsNo-code BuilderRole-based Access
Visit phylar.app →SaaS · Licensed

Fintech & Digital Banking

Apps and platforms we've built and contributed to

We've designed, built, and contributed to the development of multiple fintech applications and digital banking platforms across Nigeria. From core banking UX to payment infrastructure, wallet systems, and lending products — we know what it takes to ship in the Nigerian financial stack.

Digital Banking AppsPayment InfrastructureWallet SystemsLending PlatformsCBN-Compliant Architecture
See our work →Built · Contributed

Bespoke Software Studio

We build for other companies, end to end

If you need a product built from the ground up, we take it on. From product strategy and design to development and launch — we work as an embedded engineering partner for companies that need serious software shipped correctly, on time, for the African market.

Product StrategyUI/UX DesignFull-stack DevelopmentAPI & IntegrationsOngoing Support
Start a project →For Hire · Custom

PORTFOLIO

Projects We've Delivered

Real systems we've built and led — from digital banking platforms to AI-powered operations, across Nigeria and Africa.

Digital Banking2020

GetriPay

Comprehensive digital banking solution combining payments, savings, loans, and investments into a secure mobile experience.

Node.jsExpressMongoDBFirebaseReact+3
Visit site
Digital Banking2024

GDL Plus

Enterprise-grade digital banking platform combining payments, savings, loans, investments, and mortgage banking with direct NIBSS integration.

Node.jsExpressNestJSMySQLMongoDB+6
Visit site
E-commerce & Marketplace2024

Ordrgo (formally Vendyz)

Escrow-based payment and order management platform for vendors and buyers with dispute resolution and analytics.

Node.jsNestJSPostgreSQLMySQLTypeORM+8
Visit site
Mortgage Banking and Housing2024

HouseMoni

Digital mortgage banking solution enabling rent-to-own home ownership through automated savings and direct-debit plans.

TypeScriptNestJSTypeORMPostgreSQLReact+5
AI & ML2025

Enterprise Private AI Ops Assistant

Fully private, self-hosted AI system with RAG chatbot for financial operations teams — 100% on-premises, no third-party APIs.

TypeScriptNode.jsNestJSReactOllama+7
View All Case Studies

Our Process

How We Build
Products That Last.

We're engineers and product people first. Every project runs through the same rigorous process — whether it's our own SaaS or yours.

drissle/src/campaign.ts

1// Drissle AI Campaign Engine
2
3import { AIEngine, Audience }
4from '@drissle/core';
5
6export async function launchCampaign(
7 audience: Audience,
8 goal: 'acquire' | 'retain'
9) {
10 const content = await
11 AIEngine.generate({ audience, goal });
12
13 return schedule(content,
14 audience.optimalSendTime());
15}

Why Zerne Technologies

Built Here.
Built for Here.

We're not a foreign team building for Africa. We're Nigerians building for a market we live, operate, and grow in every day.

2

Licensed SaaS products already in market and acquiring customers

Drissle & Phylar

AI

Native AI integration across every product we build — not bolted on

AI-first

NG

Deep understanding of Nigerian compliance, payment rails, and user behaviour

Local Expertise

∞

Backed by Zerne Group — patient capital means we build for the long term

Group-backed
ZT

Part of Zerne Group

zernegroup.com · Lagos, Nigeria

Built by Zerne Technologies · Trusted Partners & Clients

Zerne CapitalClient Co. AClient Co. BClient Co. CClient Co. D

Get Started

Ready to Ship
Something Great?

License Drissle or Phylar for your business, or bring us in to build your next product. We work with companies across Nigeria and Africa.

Start a Conversation →Browse Products

Part of the Zerne Group. zernegroup.com →

Drissle

AI-native marketing automation · SaaS

License

Phylar

Workflow & approval automation · SaaS

License

Custom Build

Bespoke software studio · End-to-end

Build